Insurance Demand Letter Template (Free Generator)

Use this insurance demand letter generator to summarize your claim and request a resolution from an insurer. Add policy and claim details, damages, and supporting documentation.

Not legal advice. This template is for general informational purposes only.

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Sender Name
Sender Address
Date: 2026-01-13
Recipient Name
Recipient Address
RE: Insurance Claim Demand

To Whom It May Concern:

Summarize your insurance claim:
- Policy number / claim number
- Date of loss
- Brief facts
- Damages and documentation referenced

State the outcome you are requesting and a deadline for response.

Please respond in writing within 14 days of receipt of this letter.

Sincerely,

Sender Name

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FAQ

What information should I include in an insurance demand letter?

Include your policy number, claim number, date of loss, a concise facts summary, damages, and what you are requesting. Reference supporting documents you have provided.

Should I include medical records or estimates?

Only include what is appropriate and necessary. Often you can reference an exhibit list or note that documents were provided separately.

How long does an insurer have to respond?

Timelines depend on jurisdiction and policy. Set a reasonable deadline and follow up. Consider seeking legal advice if delays persist.

Can this letter affect my claim?

It can become part of the claim file. Keep it factual and accurate. Avoid overstating facts or admitting uncertainty you don’t intend.

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